Your portfolio can recover from a bear market, but can it survive you living to 110?

Actuarial data shows life expectancy has increased, requiring longer portfolio sustainability for retirees. Financial advisors recommend stress-testing retirement plans against lifespans extending into the 110s to ensure sufficient assets remain available across decades of withdrawals. The Social Security Administration reported in 2024 that a 65-year-old man has a 1 in 4 chance of living to age 89, and a 65-year-old woman has a 1 in 4 chance of living to age 92.

Next story