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Does the 4% retirement rule still work? New research points to another strategy to maximize income

Wednesday, July 29, 2026


Researchers found that combining annuities with investment portfolios may provide a viable retirement income strategy. The study examined how partial annuity purchases affect the longevity of retirement savings compared to traditional withdrawal methods.

Original reporting: https://www.cnbc.com/2026/07/29/retirement-income-4percent-rule.html

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