Banks are turning cautious on lending, according to the Fed. What it means for the economy

The Federal Reserve's October 2026 bank lending survey found that banks tightened lending standards for small businesses and commercial real estate loans. The survey also showed stricter credit conditions for subprime borrowers. The Fed conducts the survey quarterly to track changes in bank lending practices across major U.S. financial institutions.

• CNBC — Banks are turning cautious on lending, according to the Fed. What it means for the economy

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