‘I claimed Social Security at 62’: At 76, I’m working at Walmart. Why do I still owe payroll taxes?

A person who claimed Social Security benefits at age 62 continues to work at Walmart at age 76 and remains subject to payroll tax obligations. Workers who claim Social Security before full retirement age and continue earning income may have their benefits reduced if their earnings exceed annual thresholds set by the Social Security Administration. Once a worker reaches full retirement age, earnings no longer affect benefit payments, though payroll taxes continue to apply to wages. The person's situation reflects a broader trend of older adults remaining in the workforce, with some workplaces employing significant numbers of workers over 65.

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