10 places where thousands of homeowners face higher insurance bills after FEMA updated its flood maps

The Federal Emergency Management Agency updated flood maps across the United States in summer 2026, placing additional properties in designated flood zones. Homeowners newly classified as living in flood-prone areas may be required to obtain flood insurance through the National Flood Insurance Program or their private insurers, which typically increases annual housing costs. The updated maps reflect revised assessments of flood risk based on current hydrological data and climate modeling.

Next story