MarketWatch
‘I am drowning in debt’: I have $125,000 in credit-card debt. Will $9,000 in disability income affect my bankruptcy?
Wednesday, September 16, 2026
A person with $125,000 in credit card debt asked whether receiving $9,000 in monthly disability income would affect their eligibility for bankruptcy. The individual stated they accumulated the debt over two years without other income to cover living expenses. Bankruptcy eligibility and treatment of disability income depend on factors including income thresholds, state exemptions, and the type of bankruptcy filing pursued.
